on the ground in Hispaniola

20 01 2010

A recent letter from Dave Valle, Founder of Esperanza International, the micro finance bank I’ve worked with in the Dominican Republic and Haiti…


Thank you all for your prayers , thoughts and support of Esperanza’s work in Haiti.  I wanted to give you a quick update on our progress on the ground in Port Au Prince.

All of Esperanza’s staff are safe.  The Esperanza office is located in the Northeast portion of Haiti which did not sustain much damage.  Carlos Pimentel, Esperanza’s  VP of International Operations, is in charge of our Rapid Response Strategy.  He has served in the DR for 20 years on the Dominican Republic’s Disaster Relief and Mitigation team.  His knowledge and contacts on situations like this, are second to none on the island.

We have begun a herculean effort on the ground last week as Esperanza leads a coordinated effort of relief through our large network of partners and churches who, along with Esperanza, have a history of work in the communities.  This is critical in the distribution of aid.  We are known entities,  who have been serving the communities for many years.  This will prevent much of what you are seeing on the news reels…fighting for food and unorganized distribution, chaos.

Esperanza had 12,000 food packs in storage as part of our disaster preparedness plan for the island(tropical storms and hurricanes) that were sent immediately. There is more on the way.  We now have a warehouse on the DR border where we are moving supplies from Santo Domingo (where prices have not risen yet) to the warehouse, then from the warehouse to P AU P for distribution to our network.  As of yesterday, Esperanza opened a new office and distribution center in Port Au Prince  in alliance with one of our partners that will serve as our base of operation.  We have 2 Doctors there also to provide medical care.

There are many people and organizations coming along side Esperanza to provide support.  We will need more.

Pray for Esperanza’s leadership in this huge undertaking.  And Thank You for your support over the last 15 years, helping Esperanza to become an organization that has the capacity to respond in this manner and one that others look to for leadership in a time such as this!





the real economic stimulus

9 11 2008

Micro Entreprenuer in the Dominican Republic

Micro Entreprenuer in the Dominican Republic

Entrepreneurship is not about getting one over on the customer.  It’s not about working on your own.  It’s not about looking out for number one.  It’s not necessarily about making a lot of money.  It is absolutely not about letting work take over your life.  On the contrary, it’s about turning what excites you in life into capital, so that you can do more of it and move forward with it.

Richard Branson





FINAL: Spanish def. Rob

11 08 2007

After 10 hours of immersed field work each day, two hours of personal study at night, and with much prayer to Jesus (who speaks every language, and then some), I may have achieved some breakthrough in my language acquisition adventures. Although I’m no where near fluent, I could, theoretically and eventually, get a Spanish-speaker to understand what I’m trying to say with enough grunting, wild hand gestures, and interpretive dancing.

Before I fully confess where I went wrong and the lessons learned from this experience, first let me say that most Dominican’s were NOT helpful in teaching me Spanish (that’s right, I’m blaming them for me not knowing their language). For some reason, everyone on this island talks as if they are training to be auctioneers, and no matter how often I ask them to speak more slowly, they just can’t seem to understand my cry for help. If anything, I come away from this experience with a renewed patience and consideration for those who don’t speak English fluently. To all you ESL kids, I am your new best friend.

Now, I still stand by my original thesis, that adult’s can learn languages and quite quickly under the right conditions. Two months to attain even mediocre fluency in Spanish was a little overzealous, I’ll admit, but if I could do it all over again (and when I do it again), I would enact these changes:

1) Take language classes in the immersed country: Whereas when I lived in Italy, I had Italian classes but no immersed environment (I lived with 50 Americans in a Florentine villa), here in the DR I had the immersed environment, but without the necessary Spanish classes. Both theory and experience are imperative to language acquisition. I lived virtually every moment of the last two months in an immersed environment and was memorizing several dozen new words every day, but since I wasn’t trained in the grammatical theory behind sentence structure, I simply knew a lot of words that I would haphazardly string together to form a patchwork of grunts and murmurs.

2) Aggressively guard yourself against your native tongue: English is my enemy. And yet every day when the going got tough, I would nestle up to its bosom of comfort and familiarity. Even on the outskirts of the Dominican Republic’s most remote villages, I would still meet those who spoke English. I don’t know how to necessarily change this, except for being diligent to set the following expectations very early on in your relationships with the locals. Expectations: 1) (Slowly) speak to me in Spanish all the time, and 2) Gently, correct me when I’m wrong.

3) Don’t be afraid to sound stupid: Thank you all. This was the most common advice I received on my blog from all of you, and it is undeniably true. Learning a language in an immersed environment is one of the most humbling experiences you can endure. Perpetual embarrassment is the inevitable consequence; what matters is how you react to those embarrassing situations. I suspect that the best language learners actually pursue these embarrassing mistakes, while the slower learners are typically more timid and restrained by such opportunities.

4) Community: After three years of serving as a Residential Advisor at Pepperdine University, the last thing I wanted to talk about was the clichéd concept of ‘community’. Now, it is all I can talk about. While the totality of the subject is far to grand to address here, my time on Hispaniola has only served to reinforce the necessity of community in my life—particularly when traveling.

This week, I met with a friend of mine named Gregg Tucker. Missionaries from the United States, Gregg and his young family relocated to the DR nearly a year ago to partner with a local church in La Victoria, and I was fascinated to hear about his journey to fluency with the Spanish language. First of all, he followed Lesson #1 and took 6 weeks of private Spanish lessons for four hours a day. I also learned that his home church in Colorado actually sent down another family to help guide his project. Having two families not only guards against missionary burnout, but it also creates an innate learning community from which to learn Spanish. Although there is great value in developing relationships with locals and connecting to their communities (whether through local churches, companies, sports teams, etc.), how great is that to have at least one other friend or loved one to share the experiences of learning a language together. This can certainly be a double-edged sword, however, in that unless there are strict expectations governing the partnership, Lesson #2 will be hard to uphold.

5) Arguing is the best way to learn a language: My most significant breakthroughs in learning Spanish would typically occur during one of the frequent arguments with my host grandma.

Let me begin by saying that I have never had this much difficulty communicating with a woman before, and folks, that’s saying a lot. Her rapid-fire, unannunciated words and noticeable impatience with my conversational shortcomings were certainly manageable challenges. Conflict arose when the Honeymoon period in our relationship passed, and she went OCD on me so that nothing I did- whether washing the dishes, bathing myself, or even drinking water- was up to her expectations. Things got heated when I learned enough to start questioning her unrealistic expectations, thus quickly leading to raised voices and wild hand gestures by both parties. Although I think I lost every argument simply from a lack of potent vocabulary, I can’t think of a better way to hone conversation in a foreign language than on the playing field of intercultural debate!

Learning a language in an immersed environment is a lot like playing golf, it demands the utmost mental clarity over a prolonged period of time, but all it takes is one good shot to keep you coming back for more. Spanish may have won the battle this time, but I am determined, and quite certain, that I will win the war.

[My Whereabouts: I am currently in Washington, DC, although I wish the same could be said of my luggage. After this brief visit, I will head back to the motherland (Seattle) tomorrow night to begin wedding festivities for my lil’ stinky sister.]





Micro-Entrepreneurs and Stingrays

19 07 2007

Here are the links to a selection of micro-entrepreneurs that I have been working with in the Dominican Republic (DR). Their business profiles are posted on Kiva.org, a web-based tool that has revolutionized the micro lending industry by eliminating the barriers between lenders and micro-entrepreneurs. Each of our clients below are fully funded and will be paying off their first loans over a 6-month term.

Sara Mendoza Martinez

Maria Artiles Alvarez

Leonice Toussaint

Isabelle Morris

Alexis Luvinkis

Not since the days of “studying” in Malibu, have I enjoyed the ocean as much as I have during the past few weeks. I scuba dived the Sosua Wall over the weekend- an 80 foot drop off into the Atlantic Ocean- with a personal guide named Raul and a leaky regulator. Although much of the marine ecosystem in the DR has taken a hit from pollution and tourist traffic, swimming with schools of fish and petting stingrays is always inspiring.

While taking a walk in my first tropical storm this past week, I was suddenly and profoundly struck by the desire to someday circumnavigate the world in a sailboat. This madness was further encouraged when I learned that hundreds of families actually do this every year, and it can cost less than $20,000 USD (not even considering the resale value of the boat, the relative savings from rent or mortgage payments, and any passive income earned). Something this crazy certainly wouldn’t be happening anytime soon, but I’m already scheming…

For updated photos from the Dominican Republic, click on the link below…

DR2007

 





Any Given Day in the DR

9 07 2007

6:45AM: Awake to birds chirping and the wurring of my fan.

My Room

7:06AM: Running water (and electricity) is never a guarantee in the DR. This morning the water is thankfully running.
7:51AM: Begin full-body application of sunscreen (SPF 45) and insect repellent (100% Deet). I don’t even turn on the lights around here without first putting on sunscreen.
8:10AM: Pack bags and begin the 15 minute walk from my house to Esperanza International’s Branch Office in Puerto Plata.
8:14AM: Honked at for the third time from the motorcycle taxis that swarm the streets of Puerto Plata like hornets looking for pedestrians (victims) to offer rides to.
8:17AM: Begin sweating for the day. Won’t stop until 10PM tonight.
8:23AM: Arrive at the office shared by CEPROSH, a local development organization that promotes awareness, education, and treatment for HIV/AIDS victims. This is why there are boxes of condoms scattered about my work area.

The Office

8:34AM: Meet with Vagan Earle, CEO and founder of Absolute Leadership Development Inc. (www.absolute.org), to explain our Microfinance program and discuss a potential future partnership in the region.
9:28AM: Depart office for fieldwork. Transportation is limited to the intercity taxis that would not only violate every emissions test back home, but also completely disregard any seatbelt laws on the books here in the DR. Thus, I wedge myself into the back of a sedan with three other large Dominican men.
9:51AM: Arrive at Villa Asension, an impoverished community that Esperanza has been working in. Today we celebrate the one-year anniversary of the Esperanza Microfinance program in this community by sharing stories, cake, and juice.

Birthday at Villa Asension

10:46AM: Gather into several friendly homes in Villa Asension, where the community’s lending groups, called Banks of Hope, meet to collect loan payments and gauge how individual businesses are doing. These Banks of Hope are usually comprised of 15-20 clients who own businesses as varied as clothing shops to grocery stores.

Meeting@VillaAsension1

12:23PM: Return to Puerto Plata and walk home for lunch and siesta.
12:54PM: Begin siesta.
1:41PM: Painfully end siesta. Walk back to office.
1:54PM: Bust out my faithful Macbook and tend to administrative tasks, personal projects, and emails (just can’t sever the umbilical cord).
2:27PM: Struck by the sheer terror of thinking I broke the office toilet after using it.
2:32PM: Fix toilet. All is well in the world.
2:41PM: Back into the field.
3:21PM: Arrive at La Union, where I follow my coworker, the intrepid Eliseo, into a community of Haitian immigrants tucked away behind a sugar cane field. We are here to evangelize the Esperanza program and to hopefully establish a new Bank of Hope in the coming weeks.
4:07PM: Within a half an hour, over twenty citizens of the dilapidated village gather in the community church to hear the initial introduction to our Microfinance program.

LaUnion Meeting

5:25PM: Head back to Puerto Plata, having secured follow-up meetings for the rest of the week in La Union.
5:47PM: Calling it a day at the office—begin walking home.
6:02PM: Arrive home. Tatica, my host grandma that I live with, is watering her garden, which she treasures more than life itself.

Mi Casa

6:07PM: A quick change of clothes into my swimsuit. Begin my daily run to the beach.
6:14PM: Arrive at beach. Jump in and splash around in the Atlantic Ocean’s 85ºF of goodness.
6:59PM: Get back home. Bathe out of a large bucket full of chilly water.
7:09PM: Begin studying Spanish. Tonight, I’ll conjugate some verbs and knock off a couple lessons on Rosetta Stone.
8:43PM: Join some friends in town to watch a pirated version of Transformers on DVD.
8:49PM
: Realize that instead of the Hollywood Summer blockbuster we were expecting, we had inadvertently gotten Transmorphers, a cheesy low-budget action film along the lines of The Shootout.
8:54PM: Bag the movie, and decide on burgers in the park.
9:17PM: Sitting on plastic lawn chairs, Norberto, Eliseo, and I enjoy the freshly BBQd bacon cheeseburgers that the vendor guy cooks right there in the park.
10:11PM: Do some reading and writing before lights out.





to end poverty

26 06 2007

This is not charity. This is business: business with a social objective, which is to help people get out of poverty.
>> Muhammad Yunus, economist and winner of the 2006 Nobel Peace Price

I first learned about microfinance in 2004 upon reading Thomas Friedman’s The Lexus and the Olive Tree. This initial reference to the pioneering work of Muhammad Yunus’ Grameen Bank in Bangledesh sparked in me a desire to learn more about this development strategy that has been wildly successful in empowering the poorest of the poor to bring themselves out of poverty. Since the 1970s, from Bolivia to Bangladesh, Micro Finance Institutions (MFIs) have been extending micro credit, or small loans averaging around $150 USD, to micro-entrepreneurs to establish or expand self-sustaining small businesses. In the emerging economies of the world, the only obstacle enslaving a micro-entrepreneur to subsistence living is often only a few dollars, and so these micro loans serve as the necessary startup capital to propel these businesses (and the families that own them) to profitability and sustainable growth.

The results have been astounding. Even the smallest loans are shown to generate massive gains in productivity and job creation, not to mention the subsequent increased living standards for families through better nutrition, access to health care, and opportunities for education. As these loans are repaid at market interest rates, the funds are directed back into a pool from which MFIs are able to reloan to new micro-entrepreneurs, thus creating a sustainable mechanism for development.

img_0053.jpg new friend

MFIs not only provide the necessary working capital to micro-entrepreneurs, but they also serve to develop strong community-based support and accountability for clients that has effectively achieved an industry-wide repayment rate of 97% on average– higher than the commercial banking industry. The MFI I currently work for, Esperanza International is a faith-based MFI that is dedicated to comprehensive economic and community development. Therefore, the support structure and business training services we provide to our clients is firmly established on knowing Jesus, Biblical principals, and Judeo-Christian ethics focusing not only on the financial well-being of our clients, but also their physical health and spiritual growth as well. This comes from a recognition that the root cause of poverty is not simply an economic issue, but it is social, political, and an undoubtedly deeply spiritual crisis that must be confronted with multifaceted economic, social, political, AND spiritual solutions.

isabellemorris_2.jpg

Getting beyond simply a theoretical understanding of microfinance, I wanted to learn and be a part of this important work first hand. Therefore, I have dedicated this summer to serve the families of the Dominican Republic full time. I sense a great responsibility upon our generation, in that one day we will be held responsible for the positions of leadership in our cities, businesses, governments, and churches. Therefore, TODAY we bear the prerogative of preparation- to educate ourselves, build relationships, develop long-term strategies, and serve the older generations currently leading the charge.

However, this is not an appeal to inaction today; there are simple ways to get involved now. The Internet has proven to be a remarkable tool in the democratization of microfinance, enabling the average guy on the street to be a banker to the poor. Organizations such as Kiva.org, allow lenders to support specific micro-entrepreneurs. Your loan is submitted online and then you track the progress of that particular micro-entrepreneur during the repayment period. It is a very personal and effective way someone can participate in this important work for as little as a few dollars.

morrisblog.png

The infant microfinance industry is poised for explosive growth in the coming years. Although the estimated size of the market is over 500 million micro-entrepreneurs worldwide, only 5% of the demand for microcredit is currently being met. This gap represents a daunting challenge to our generation, but strategies and resources are currently being developed to confront this issue of extreme poverty. One promising concept involves the commercialization of microfinance by offering bundled microloans to commercial investors. This marriage between MFIs and the international capital markets would ensure the maturation and credibility of microfinance as a viable investment segment, and secure a virtually inexhaustible long-term funding source for generations of micro-entrepreneurs.

With MFIs working collaboratively with churches, schools, and health providers at a grassroots micro-level, and when governments and international institutions don’t jack everything up through bureaucracy, corruption, and mismanagement of resources at a macro-level, we will have the opportunity to see a dramatic reduction, if not outright eradication, of extreme poverty in our lifetime.

Elli and me in the office

Tip: the iCam on Macs are great for entertaining kids (even if you don’t speak their language)

*This article in no way represents the opinions, beliefs, or policies of Esperanza International.  Rather, this simply constitutes the ranting and raving of the article’s author.





In the New World

19 06 2007

Following the light of the sun, we left the Old World… >> Christopher Columbus

My first several days in the Dominican Republic (DR) were spent in Santo Domingo, where Esperanza International is headquartered. A friend of the organization allowed me to stay in his empty apartment in the colonial district of the bustling capital city. When I say “apartment”, I really mean “cavernous hacienda with running water, industrial strength air conditioning, and a pleasant courtyard in which I eat my cereal in the warming mornings.” So far so good.

haciendapic.jpg

 

I was joined at the Hacienda by a fellow Pepperdine student, Jeff Baker , who I share an eerily similar past with (both studied in Italy through Pepperdine University, both from Seattle originally, both working with Esperanza for the summer, etc.).

Carlos Pimentel, the dynamic Executive Director of Esperanza and Rafael Ortiz played host to us during my our first days in the DR, providing an orientation to the transformational work Esperanza is doing among the poor communities of this tropical island.

Only 515 years after Christopher Columbus himself first set foot in the New World, I find myself stepping off of a bus onto that same plot of land in Puerto Plata— my new home for the next two months. I was greeted by Norberto Eusebio, the local Esperanza Director here in this region of the DR. He was kind enough to guide me through this beach side town and introduce me to my new Dominican mom, Tatica. She is hosting me in her quaint home just outside the city, and besides being the descendant of some great Dominican general, she is the best cook this side of the Mississippi.

My weekend orientation was concluded with my first dip (and first sunburn) in the Caribbean Sea (along with several thousand others) on a day that was nothing less then perfect.

sosuapic.jpg